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trimmed staff at its alt-A/conventional mortgage affiliate

Mortgage insurance still required for loans above 80% LTV. Get Your Conventional Mortgage Started at Mortgage 1 If you are considering a conventional mortgage, you can start the process by calling us at (866) 532-0550 or using our Mortgage in a SNAP application.

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An Alt mortgage, also called an Alt A mortgage, is defined differently by different lenders. Generally, these mortgages are characterized by a risk profile that places borrowers between qualifying for prime and subprime loans because of credit scores. Commonly, Alt-A mortgages are sold to investors.

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 · Conventional refinance rates. mortgage rates for conventional loans are low thanks to strong backing by two of the world’s largest lending agencies: Fannie Mae and Freddie Mac.