"How do I declare bankruptcy?" The first step (not required, but strongly advised given the increased complexity of the bankruptcy process today, thanks to the 2005 law) is to find an experienced and trustworthy New York bankruptcy attorney.
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When debtors have too few funds to pay too many debts, they don’t try to distribute their money among all their debts. Rather, they prioritize some debts over others. The insight, courtesy of a blog post at the Federal Reserve Bank of New York’s Web site, can help debtors and New York bankruptcy lawyers determine which chapter is best to.
Debtor and Creditor in Brooklyn, NY Just because you owe money to another person, a bank, credit card company, landlord or another party doesn’t mean you’ve signed away your legal rights. Federal and state debtor-creditor laws explain both the legal rights and obligations of debtors (people who owe money) and creditors (those who are owed money).
The universally accepted rule is that "the automatic stay does not apply to non-debtors."  For whom do you file a case? The individual? The company? Both?  The standard approach is to file a Chapter 11 for the entity, then attempt using Bankruptcy Code § 105(a) (a "105 Action") to extend the automatic stay to the individual.
At Korsinsky & Klein LLP, Attorneys at Law, in Brooklyn, New York, we offer exceptional counsel and quality legal services in a variety of practice areas in order to help you with all of the important and pressing legal issues affecting your life and livelihood, your property and your future, as well as the future of your aging loved ones.
Gambling debts can be discharged if you file Bankruptcy. This includes gambling debts from casinos and on credit cards. You will need to show you had a reasonable expectation of paying back the debt.