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If you currently have a tax lien listed on your credit report it should be removed by next month. To ensure this change is made you need to get a copy of your credit report. You can do so on the Government spooned website www.annualcreditreport.com. You can also get your free credit score and report on several apps and websites.

The Fair Credit Reporting Act gives everyone the right to know the details of how their credit score is calculated. Therefore, all individuals can request this information, and by law, it must be provided. The provider will require government issued identification and in most cases, a social security number.

Job one is to know where you stand with your credit score, and you can do that with a free credit report. Request your credit.

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And you probably know the score range you. be offered “for a fee or free of charge,” depending on the source. How does it work? For this column, FICO prepared an example based on a hypothetical.

MORE: Is your credit score high enough to to get a decent car loan? At the other end of the scale, borrowers with scores.

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According to Stanger, you can check your credit report at any time without it affecting your credit score. On.